Account Executive

I have been servicing Brokers and Correspondent clients for over 9 years. I have a true passion for helping others and building long lasting relationships. With my experience, attention to detail, and exceptional customer, you’ll able to rest assure you’re in great hands. I will always have the best interest for you and your borrowers. My team and I specialize in Conventional, FHA, VA, USDA, Non-QM and Jumbo loan’s. We want to make the process easy for you and your borrowers all while making the transaction enjoyable. Let me help you stand out against your competition with not only competitive rates but top of the line service. UR Brokers and UR Wholesale.

Account Executive

Nef has over 30 years’ experience in the mortgage industry with broad and deep expertise. She began her career as a retail loan officer and has also worked as an underwriter, wholesale account executive, and national wholesale sales director. Nef has additional experience in secondary market activities, product development, negotiating agency master contracts, and handling private investor relations. She’s an expert when it comes to pricing, working out complex loan scenarios, and understanding mortgage banking from all aspects of the business.

Account Executive

I have invested over 16 years (collectively) in the Mortgage Sales Industry dating back to 2002 with Ameriquest Mortgage Company as a Retail Account Executive. In recent years (2017 until now) I have spent time in the Wholesale space which has been nothing short of enlightening and educational. I enjoy servicing and building fruitful relationships with my clients. I am trained and proven in VA, FHA, NQM (depending on the lender) and USDA products. I am at URW because I know that the team here can handle the hardest of tasks with ease, which in turn makes your interaction with me a smooth one. I want each one of my clients to WIN so if you are a performance driven Mortgage Broker, Banker or Loan Officer, let’s connect so that your clients will reap the benefits of our hard work and commitment! I look forward to hearing from both you and your amazing team of professionals!!

Account Executive

I started as a retail LO in April of 1992 and transitioned to wholesale in November of 1993 working for First Nationwide Mortgage. I have been in wholesale ever since and I enjoy the relationships/friendship I have been able to build over the years. I love structuring and closing loans with business partners. Prior to starting my career, I graduated from San Diego State University with a BS in Finance, and a Minor in Psychology. I have been married since 1999 with 3 daughters, 20, 19, and 17. I enjoy family time, all sports, playing tennis, pickleball and anything the family wants to do.

Senior Account Executive

I have 20+ years of experience as a wholesale and correspondent Account Executive. I began my career in the mortgage industry in 1998 as an underwriting assistant then moved over to the Account Executive position in 1999.  Originally, I worked for New America/Aegis for 9 years, moved to SunTrust for 4 years then over to Caliber Home Loans for 11 years.  I recently landed at Unified Reliance Wholesale and I am very honored to be part of this team.  Prior to entering the mortgage industry, I earned a Bachelor of Science degree at San Diego State University. I live in the San Diego area with my husband and 2 children.  My interests include yoga, hiking, traveling, and spending time with my family.

Senior Account Executive

Dirk Nelson began his mortgage career in 1992, after graduating from San Diego State University with a BS in Finance. In 2023, he marked more than 31 years of Operational, Sales, and Management experience in Wholesale and Correspondent lending. During that time, he has closed over 30,000 loans and has been a top producer for some of the most highly respected companies in the mortgage industry. Dirk is versed in a broad set of programs and guidelines, including Fannie, Freddie, FHA, VA, Jumbo & Non-QM. He continues to leverage his experience and the relationships that it has forged to help his clients navigate through the different economic cycles and to grow and evolve their business through the constantly changing mortgage lending landscape. Dirk is married and lives in Danville, California where he enjoys spending time with his wife (and favorite realtor) Kerri, his two children Makena and Jett, and two stepsons Taylor and Logan. He keeps active with golf, skiing, tennis, pickleball, and his Peloton, as well as frequent trips to Carmel.