Account Executive

I have been servicing Brokers and Correspondent clients for over 9 years. I have a true passion for helping others and building long lasting relationships. With my experience, attention to detail, and exceptional customer, you’ll able to rest assure you’re in great hands. I will always have the best interest for you and your borrowers. My team and I specialize in Conventional, FHA, VA, USDA, Non-QM and Jumbo loan’s. We want to make the process easy for you and your borrowers all while making the transaction enjoyable. Let me help you stand out against your competition with not only competitive rates but top of the line service. UR Brokers and UR Wholesale.

Account Executive

Nef has over 30 years’ experience in the mortgage industry with broad and deep expertise. She began her career as a retail loan officer and has also worked as an underwriter, wholesale account executive, and national wholesale sales director. Nef has additional experience in secondary market activities, product development, negotiating agency master contracts, and handling private investor relations. She’s an expert when it comes to pricing, working out complex loan scenarios, and understanding mortgage banking from all aspects of the business.

Senior Account Executive

I have 20+ years of experience as a wholesale and correspondent Account Executive. I began my career in the mortgage industry in 1998 as an underwriting assistant then moved over to the Account Executive position in 1999.  Originally, I worked for New America/Aegis for 9 years, moved to SunTrust for 4 years then over to Caliber Home Loans for 11 years.  I recently landed at Unified Reliance Wholesale and I am very honored to be part of this team.  Prior to entering the mortgage industry, I earned a Bachelor of Science degree at San Diego State University. I live in the San Diego area with my husband and 2 children.  My interests include yoga, hiking, traveling, and spending time with my family.

Account Executive

I started as a retail LO in April of 1992 and transitioned to wholesale in November of 1993 working for First Nationwide Mortgage. I have been in wholesale ever since and I enjoy the relationships/friendship I have been able to build over the years. I love structuring and closing loans with business partners. Prior to starting my career, I graduated from San Diego State University with a BS in Finance, and a Minor in Psychology. I have been married since 1999 with 3 daughters, 20, 19, and 17. I enjoy family time, all sports, playing tennis, pickleball and anything the family wants to do.